Treasure Coast Real Estate & Mortgage Blog

Amendment 3 Passed: What Treasure Coast Homeowners, Buyers and Sellers Should Know

Florida voters approved Amendment 3 in unofficial returns. Here’s what changes in 2027 and 2028, what stays the same, and the local results that affect Treasure Coast property owners.

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Torino Real Estate: Spacious Lots in Port St. Lucie

Lots in Torino are generally larger than the Port St. Lucie average. Here’s what to check on setbacks, easements, drainage, utilities and HOA rules before you plan around the yard.

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Jumbo Loans on the Treasure Coast: When You Need One and How They Work

The 2026 conforming limit in St. Lucie, Martin and Palm Beach counties is $832,750. Here’s when a loan becomes jumbo and what lenders usually look at.

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Selling a Home in Torino: What to Get Ready Before You List

What to gather before you list a home in Torino, from HOA and flood disclosures to your tax bill, roof paperwork and net numbers.

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After the Rain: Flooding in Port St. Lucie and What It Means for Your Home

After a weekend of heavy rain and flood advisories in St. Lucie County, here is what flood zones, insurance, swales and Florida’s flood disclosure rule mean for owners, buyers and sellers.

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FHA vs. Conventional Loans in Florida: How to Choose

FHA and conventional loans can both get you into a home on the Treasure Coast, but they differ on credit, mortgage insurance, condos and loan limits. Here’s how to compare them.

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Selling a Luxury Home on the Treasure Coast: What Works Differently

Selling a $1 million-plus home on the Treasure Coast? Here’s how pricing, paperwork, presentation and Florida seller costs work differently at the top of the market.

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Moving to Port St. Lucie from the Northeast

Planning a move from New York, New Jersey or another northern state? Compare areas, organize a scouting trip and prepare for Florida homeownership from a distance.

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Tradition vs. St. Lucie West: How to Choose in Port St. Lucie

Tradition and St. Lucie West are neighbors on the west side of Port St. Lucie, but they differ in home age, amenities and monthly costs. Here is how to compare them.

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Florida Amendment 3 Explained: What It Means for Your Property Taxes

What Florida’s Amendment 3 on the Nov. 3, 2026 ballot would and wouldn’t change for homestead property taxes, and what it could mean for homeowners, buyers, new residents and investors.

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Florida Closing Costs for Buyers: How to Read Your Loan Estimate

Florida adds state taxes to every new mortgage. Here’s how buyer closing costs break down on your Loan Estimate, what’s set by law, and what you can shop or negotiate.

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Buying a Home in Torino, Port St. Lucie: 8 Things to Check Before You Make an Offer

Torino offers roomier lots and a mix of HOA and no-HOA streets in northwest Port St. Lucie. Here are eight things I check before making an offer there, from the tax bill to the flood zone.

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Is Now a Good Time to Buy in Port St. Lucie? What the October 2026 Numbers Say

With about 2,000 homes for sale and more than half of listings reduced, Port St. Lucie buyers have leverage this fall. Here’s what the latest MLS data shows and how to use it.

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Florida Home Insurance: 9 Questions to Ask Before You Make an Offer

Roof age, wind mitigation, four-point inspections, flood zones and more: the homeowners insurance questions every Treasure Coast buyer should ask before writing an offer.

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Florida Homestead Exemption: How It Works and How to File in St. Lucie, Martin and Palm Beach Counties

How Florida’s homestead exemption and Save Our Homes cap work, the March 1 deadline, what you need to file in St. Lucie, Martin and Palm Beach counties, and the property tax mistake new buyers make.

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How to Get Pre-Approved for a Mortgage in Florida: A Step-by-Step Guide

What a mortgage pre-approval is, the documents you need, what lenders look at, and how to keep your approval on track until closing, from a Florida REALTOR® and loan officer.

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CDD Fees in Port St. Lucie: What They Are and How They Affect Your Payment

What a CDD fee is, how it differs from HOA dues, how it shows up in your monthly payment, and the questions to ask before you buy a newer home in Port St. Lucie.

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