Home Loans & Financing in Port St. Lucie
Buying, refinancing or tapping your equity? Get help with the home and the loan from one local expert who is both a REALTOR® and a licensed loan originator.
How financing works with me
The right loan depends on your budget, credit, down payment and the home you choose.
Find the right option
First-time buyers
Programs, down payment help and the steps to buying your first home.
First-time buyer guide →VA loans
Benefits for eligible veterans, service members and surviving spouses.
VA loan guide →HELOC & refinance
Tap your equity or refinance to fit your goals.
HELOC & refinance guide →New construction
Financing, timelines and what to know before you sign with a builder.
New construction guide →Condos
Building approval, HOA dues and insurance for condo loans.
Condo buying guide →Insurance costs
How homeowners, wind and flood insurance affect your payment.
Insurance guide →Guides you can keep
- Mortgage document checklist (PDF)
- FHA vs. conventional loan guide (PDF)
- USDA zero-down loan guide (PDF)
- First-time home buyer guide (PDF)
More reading: how to get pre-approved and Florida closing costs for buyers.
Frequently asked questions
Do you work as both my REALTOR® and my loan officer?
Yes. Jessica is a REALTOR® and Broker Associate with RE/MAX Gold and a licensed loan originator (NMLS #2704014), so you can get help with the home search and the financing from one person.
What do I need to get pre-approved?
Usually recent pay stubs, W-2s or tax returns, bank statements, a photo ID and permission to check credit. Self-employed buyers may need more. Download the free mortgage document checklist on this page.
How much down payment do I need?
It depends on the loan program, the property and your qualifications. Some programs allow low or no down payment for eligible buyers. Ask for a personalized review before you shop.
Can I refinance or tap my home equity?
Yes. Options include a cash-out refinance or a home equity line of credit, depending on your equity, credit and goals. See the HELOC and refinance guide.
Let’s map out your financing
Tell me what you want to buy or refinance, and I’ll walk you through options that fit your budget.
Book a Call, call or text (772) 297-1400, or start a secure loan application.
Ask Jessica about financing
Share what you’re planning and I’ll get back to you.